As the owner of your own enterprise, you require special financial planning services. At ProIncome, we possess direct business ownership experience and have assembled the resources to help you manage your company now, and develop a plan for when you want to step away and move on to your next venture, or retire.
Mike is a veteran of more than 38 years in the financial services industry, beginning his career as a business broker and home mortgage professional. In 1986 he earned his life, accident, and health insurance license. He is an Investment Advisor Representative, holding a Series 65 Securities License, and is a Chartered Tax Advisor.
During his many years helping people with various mortgage, financial, business, and insurance services, Mike has witnessed changing and often turbulent economic times – from the high-interest rates of the early 1980s to the 2008 financial crisis. Mike has gained experience as a business owner, starting Equity One Mortgage, Inc in 1987 and growing it to a 20+ employee company with offices in MA and RI, later selling it to a NJ based lender in 1995. He has also been active as a real estate investor. His experiences working with people over these many years and varying financial disciplines, makes him uniquely qualified to help his clients navigate today’s uncertain economic environment. Taking into account his diversity of personal and professional experiences, his approach to financial services is simple – “Financial success and security is built on a foundation of planning that starts with understanding and protecting what you have today, so you can build for what you want tomorrow.”
Operating as an independent advisor and fiduciary, Mike is free to act solely in the best interests of his clients. He dedicates much time to understanding his clients’ financial goals and concerns, and has developed an organized and sequential planning process called “6 Steps Retirement” that is designed to both manage and preserve their assets, as well as leverage these assets to help them achieve a retirement
cash flow that is predictable, sufficient, and sustainable.
Mike earned a Bachelor of Arts in Political Science in 1984 from the University of Massachusetts, Amherst, graduating with Cum Laude honors, and has been married 37 years to his wife, Lisa. They reside in Easton, MA where they raised their 3 children.
He is the author of the book “6 Steps to Retirement” and has been active in his community of Easton, MA, including serving as Chair of the Easton Recycling Committee, board member of Foundation for Excellence in Education in Easton, a youth baseball and basketball coach, and founder and past president of the Sunday Morning Softball League. He is also a Certified Rider Coach for the Motorcycle Safety Foundation.
“We work throughout our lives to attain a certain lifestyle. Some of what we earn along the way goes to establish that lifestyle. The rest we save to maintain that lifestyle throughout our retirement years. As a retirement and business income specialist, I work to help my clients protect and maintain the lifestyle they have spent a lifetime building.”
– Michael Graff
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and ProIncome are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
ProIncome operates www.proincomeplan.com, which is a retirement and financial information website.
This is to inform website visitors regarding our policies with the collection, use, and disclosure of personal information if anyone decides to use our services.
If you choose to use our services, you agree to the collection and use of information in relation to this policy. The personal information we collect is used for providing and improving our services. We will not use or share your information with anyone except as described in this policy.
What information do we collect from you and about you?
To serve our client needs, ProIncome collects information to satisfy certain legal and regulatory requirements, while other information is collected so that we can service your account effectively. Examples of the information that we collect includes:
• Information from your account application and other forms, such as name, address, Social Security number, telephone number, employment information, income, net worth, investment experience, and other information to service your account effectively. We may also collect information from consumer reporting agencies.
• Information about your financial transactions, including securities purchased and sold, fund transfers, account balances, and other account activities.
To whom do we disclose your information?
ProIncome does not sell your personal financial information to anyone. However, we do disclose your personal information to third parties or outside companies that help us process your transactions or service your account. One such company is the clearing firm which processes your transactions and acts as the account custodian. We may also provide information to outside service providers that help administer your accounts. Any outside company or third party provider must limit their use of your information to the purpose for which it was provided.
ProIncome may also provide your personal information when permitted or required by law or regulation. Examples include providing information in response to a subpoena or court order, to cooperate with regulators, governmental authorities or law enforcement authorities, or in response to a request from a consumer reporting agency.
Outside of these circumstances, we will not provide your personal information to third parties unless you have specifically asked us to do so.
What do we do to protect your personal information?
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